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DESCRIPTION:WHAT: &nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; First
  Financial Federal Credit Union (www.firstffcu.com) is offering&nbsp\;a 
 no-cost&nbsp\;seminar on managing your finances in an unsettling economy
 . The seminar is a combination of budgeting\, credit management and debt
  reduction tips.&nbsp\; Attendees will learn:\n&nbsp\;\n&nbsp\;&nbsp\;&n
 bsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbs
 p\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; How t
 o budget their finances by:\n&bull\;&nbsp\;&nbsp\; Building an emergency
  fund to avoid money pitfalls\n&bull\;&nbsp\;&nbsp\; Creating and mainta
 ining a simple budgeting worksheet\n&bull\;&nbsp\;&nbsp\; Paying bills o
 n time\n&bull\;&nbsp\;&nbsp\; Paying themselves by saving money\n&nbsp\;
 \n&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;
 &nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&n
 bsp\;&nbsp\; Tips for reducing debt - including:\n&middot\;&nbsp\;&nbsp\
 ;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; Ways to cut sp
 ending\n&middot\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\
 ;&nbsp\;&nbsp\; How to track spending\n&middot\;&nbsp\;&nbsp\;&nbsp\;&nb
 sp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; How to pay off debt\n&nbs
 p\;\n&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbs
 p\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\
 ;&nbsp\; Tips for managing your credit - including:\n&middot\;&nbsp\;&nb
 sp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; Ways to kee
 p your credit score where it should be\n&middot\;&nbsp\;&nbsp\;&nbsp\;&n
 bsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; What makes up and affect
 s your credit score\n&middot\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;
 &nbsp\;&nbsp\;&nbsp\;&nbsp\; How to improve your credit score\n&nbsp\;\n
 All who are struggling with their finances during this difficult time ar
 e urged to attend.\n&nbsp\;\nWHEN:&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nb
 sp\;&nbsp\;&nbsp\;&nbsp\; Wednesday\, May 23\, 2012 &nbsp\;&nbsp\;&nbsp\
 ;\n&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\
 ;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&
 nbsp\;&nbsp\;&nbsp\; 6:30 PM - 8:00 PM\n&nbsp\;\nWHERE:&nbsp\;&nbsp\;&nb
 sp\;&nbsp\;&nbsp\;&nbsp\; First Financial Federal Credit Union\n&nbsp\;&
 nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nb
 sp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp
 \; 783 Wayside Road\n&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&n
 bsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbs
 p\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; (Off of Route 66)\n&nbsp\;&nbsp\;&nbsp\;
 &nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&n
 bsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\; Neptune\, 
 NJ 07753\n&nbsp\;\nCONTACT:&nbsp\; Register for the seminar through this
  Constant Contact link or by contacting First Financial at 866.750.0100\
 , or by e-mailing info@firstffcu.com.&nbsp\; Space is limited and regist
 ering in advance is recommended.\n&nbsp\;\n###\n&nbsp\;\nAbout First Fin
 ancial Federal Credit Union:\n&nbsp\;\nFirst Financial Federal Credit Un
 ion (formerly Mon-Oc Federal Credit Union) is a not-for-profit financial
  cooperative whose goal is to provide the highest level of quality produ
 cts and personalized services while maintaining financial integrity and 
 stability.&nbsp\; Our vision is to be a long-term financial partner with
  our Members. While First Financial has a highly trained\, professional 
 staff using the latest technology\, we also pride ourselves on our perso
 nal touch. Unlike huge banking conglomerates\, policy setting and overal
 l strategic direction of First Financial are overseen by a volunteer Boa
 rd of Directors made up of credit union members. The credit union is fed
 erally insured by the NCUA. For more information on First Financial\, vi
 sit www.firstffcu.com.\n&nbsp\;
URL:http://howell.patch.com/events/first-financial-federal-credit-union-t
 o-host-free-seminar-managing-your-finances-in-an-unsettling-economy-6d25
 bbf9
SUMMARY:First Financial Federal Credit Union to Host Free Seminar: Managi
 ng Your Finances in an Unsettling Economy
LOCATION:783 Wayside Rd\, Neptune\, NJ 07753: 783 Wayside Rd\, Neptune\, 
 NJ
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